How to Lighten Your Debt Load Immediately—Without Making a Single Payment

This article is from Kate Northrup, author of the new book, Money: A Love Story. Money is a deeply emotional topic. Not that many financial or investment advisors talk about it. Bankers don’t keep Kleenex on their desks like therapists do. But in my opinion, they should. The idea that we should separate emotion from our […]

What Happens to Your Debt When You Die?

True or false: You assume your spouse’s credit card debt after they die? FALSE! Many spouses are living in fear and worry that they will be saddled with the burden of additional debt when their loved one dies. Adult children are also finding themselves concerned about their parents’ finances as well. The good news is […]

Is it Worth Going Into Insane Debt for In Vitro (or Adoption)?

Having children is a luxury a lot of women and couples experience on a daily basis. However, for others, it’s a difficult struggle. There are many factors why couples might not be able to have the family they long for, but one of the biggest considerations is the financial aspect. Most moms-and dads-to-be won’t have […]

25 Insanely Easy Ways to Manage Your Money and Get Back on Top

Ready to manage your money and get back on top? It’s taken me 3 years to consistently stay on top of my finances. It’s not a simple task for sure, but most of the time we make it harder than it really is. Once you implement a few simple tasks, you’ll be on track. Below are […]

5 Pills of Debt Advice from The Matrix

This post is from friend and blogger Ben Edwards of Money Smart Life. Stopping bullets with your mind is no easy feat. It took Neo quite a while to hack the laws of a computer program called “The Matrix” in order to achieve that outcome. In fact, he failed and nearly died a time or […]

Dump Your Car Loan and Pay for Your Next Car with Cash

Besides the mortgage, a car loan is often the next biggest thing on the list. And depending on the type of car you buy, you could spend anywhere from a few thousand to several hundred thousand dollars on a new car. Of course with that shiny new car often comes with a car loan and […]

10 Ways to Stay Fired-Up While Paying Down Debt

At the beginning of the year, we’re all fired up about making New Year’s resolutions and changing our habits for the better. We get excited about the prospect of this year being the year we finally take back control of our finances and pay down our debt. But then a month or two goes by […]

How to Deal With the Unhealthy Stress Caused by Debt

We all know that paying down debt has positive effects on your finances. But have you ever realized that it can have positive effects on your health and overall well-being too? It’s true! Getting out of debt has intangible benefits and can help you become a happier and healthier person. Last year when I became debt […]

A Simple Strategy to Get Out of Debt for Good

As the New Year rolls around, many of us are reflecting over the past 12 months and creating new goals and resolutions for the upcoming year. Without a doubt the most popular New Year’s resolutions have to do with getting a fresh start, which invariably involve either getting fit or getting out of debt. In […]

How to Make Personal Finance Stick – The Shower and the Shovel

“Why is it I always get my best ideas while shaving?” –Albert Einstein We knew what to do. Debt was bad. No debt was good. Yet, we were socking away money in a 1% money market account rather than paying off the 6% student loans or the 7% mortgage. In our minds, my wife and […]

6 Steps to Help Stop the Cycle of Debt

Debt is a vicious cycle, and once you’re stuck, it’s very difficult to get out. I learned this the hard way when I woke up and realized I was $150,000 in debt, constantly worried about money and was only 23 years old. That’s not the best way to start out your adult life! My American […]

A Costly Debt Trap that Every Young Adult Should Avoid

Editor’s note: please join me in welcoming Carrie Smith, new staff writer. Carrie is a successful freelance writer across many sites, including her own, CarefulCents.com. She will be sharing her story with money and her successes in getting rid of debt. I was 23 when bought my first house. I thought I had it all; […]

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