The 4 Big Reasons Why We’re Fixing Our Finances and Pursuing Financial Independence

In the marketing industry people often talk about selling the benefits (“hey, look how this thing can change your life”) vs the features (“hey, look at this thing with all the bells and whistles – here’s how to use it”). I’ve always been more of a features guy myself. I want to know the steps […]

How to Track Your Net Worth [+ My Net Worth]

You’re probably reading this site because you want to see your financial life improve? Maybe move toward financial independence? Good on you, my friend! A great way to get better at something is to start tracking it. Let’s talk about measuring and tracking your net worth. Simply put, your personal net worth is equal to […]

52 Week Money Challenge [New Printable for 2018]

So you want to save more money? It’s as good a day as any to get started saving more. Today I thought I’d share my thoughts on the 52 week money challenge and see how many of you would do something like this. How the 52 Week Money Challenge Works – Download the Printable The […]

The Important Things We’re Saving For (Our Savings Goals for 2018)

Each year I take a moment to consider my annual savings goals: retirement, emergency, short-term, etc. What do I want to get done with my savings in 2018 to feel like I made a solid push towards my plan for financial independence? Let’s take a look. I’m a believer in being intentional and putting carrots […]

35 New Year’s Resolutions For Your Finances

The New Year is upon us! Naturally, now is a good time to reflect on last year’s successes and failures and to make plans for a prosperous new year. If you need some ideas to get you started, I’ve provided a huge list of potential financial goals for you to set in the new year. […]

Upromise Review: A Little Extra Savings for College

I joined Upromise several years ago to start saving money for my kids’ college education. I had heard of Upromise before, but I procrastinated on signing up. I shouldn’t have, and neither should you! I’m going to give you the full review below. But if you want to make better use of your time, just […]

Meet Me at Your Money Live! in Dallas this October 27th

Your money… …you want to make more of it. You want to spend it wisely. AND you want to invest it to secure your future. But your money situation doesn’t just magically improve. You gotta work on it. Not just so you can be “rich” (although there’s nothing wrong with that). But because you want […]

12 New FinTech Companies Helping to Change the Way You Manage Your Money

FinCon16 gave us the second annual FinTech competition, the first ever early-stage business competition dedicated to technology products and solutions for the consumer-facing personal finance and investing verticals. The competition was presented in partnership with SoFi, who chose this year’s winner Kavout, to participate in their Entrepreneur Program. Though there could be only one winner, […]

Best Automatic Savings (and Investing) Apps to Round Up Savings in 2018

Saving money has a lot in common with flossing: you know it’s important, professionals wag their fingers at you when they find out you’ve been neglecting it, and it seems like a major pain to get in the habit of doing. Luckily for reluctant savers, technology has come to the rescue in the form of automatic […]

Sallie Mae Upromise MasterCard Review

Many moons ago, while in high school, I was turned onto the Upromise program by my Aunt, who was a high school teacher.  I signed up immediately, had my family members sign up immediately but this being over a decade ago (and online shopping not what it has become), I didn’t gain much traction.  My […]

Why You Need to Start Building an Emergency Fund Now

I write a lot about the emergency fund (i.e. rainy day fund) on PT Money. It just occurred to me that I hadn’t actually written a post on starting one. I did detail how we put our savings in a high-interest savings account. However, that post could easily be titled “open up your emergency fund […]

Acorns Review: Easily Invest Your Spare Change [Automatically]

Knowing how to invest your money ought to be a basic life skill—like changing a tire, budgeting, and cooking for yourself. But the sad truth is that many people are intimidated by investing, and it can feel impossible to fill in this particular skill gap. Thankfully, that’s where the Acorns mobile investing app comes in. […]

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