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Banking designed with your goals in mind.

Qapital is a new way to bank that lets you save for the things you want, just by doing the things you do. Finally, saving is effortless, motivating, and even a little fun.

Download
Download
Download
Download
Available for iOS & Android.
Be the master of your money. Be the master of your money.

Pick a goal. Any goal.

Saving “just because” is hard. That’s why Qapital uses real life goals instead of generic accounts — so you can stay motivated, track your progress, and celebrate success.

Skydiving
Mobile preview
Skydiving
Skydiving Lessons $75 / $500 Goal
Hawaii vacation $950 / $2000 Goal
Beach cruiser $275 / $300 Goal

Do something

Go somewhere

Get something

Set up a
savings “Rule”

Customize and automate your savings using "Rules". Rules turn the stuff you do every day into savings for your goals.

Get the app and start saving

Before you know it, you’ll be sporting those new shades, paying off your debt, or boarding that plane.

No fees

The app is totally free. The best things in life are.

No worries

Qapital accounts are FDIC insured.

A new way to bank designed with your goals in mind.

From checking to Goals accounts, E-checks to Interest - Qapital has everything you need to start spending and saving more intentionally.

See what you get
See what you get
Introducing Qapital Invest

A jetpack for your goals.

A jetpack for your goals.

Qapital helps people manage their money to achieve the Goals that matter most to them, big and small. For the big ones, we built Qapital Invest -- a tool designed to help people grow their money and reach their big Goals even faster.

A jetpack for your goals.

Hundreds of thousands of happy users!

    See what journalists think...

    "Instead of restrictive negativity and budgeting, Qapital focuses on goals, and saving while you spend"

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    "Qapital gives you control over how much and how often you save by having you set rules"

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    "Qapital allows for a significant amount of personalization. You can make a rule to save the money you didn’t spend at Sephora this week, or to reward yourself for resisting taxis"

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    "Customers who use Qapital's IFTTT integrations save about four times as much money as those who Don’t"

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    "The bigger idea behind Qapital is to help drive behavioral change among its users"

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    "Automated savings programs remove some temptation. We all look at our checking balance, and if we have a lot of money in it, we feel rich and we overspend"

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    Download the app. Set up a goal.
And start becoming the master of your financial happiness.
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